What is Easy Bill Pay?
Easy Bill Pay is a simple way of paying your bills and paying them on time with minimal effort.
How does it work?
You identify the bills you want to pay and nominate your method of payment: bank account or credit card or debit card. We do the rest.
What bills can I pay with Easy Bill Pay?
You can use Easy Bill Pay for almost all of your bills. You can use it to pay your home loan, rent, utilities bills, car payments including insurance and registration, your phone bill, rates and strata levies, personal loans payments both secured and unsecured, Foxtel, Flexirent payments, school fees and child care fees, your ATO payments and your credit card payments.
Easy Bill Pay can pay any bill that can be paid by BPAY or bank transfer!
What do I have to do?
Easy Bill Pay does most of the work for you. All you need to do is to upload your bills and review the added bill details. We will transfer the funds to pay for these bills in accordance with your chosen method.
You can choose from two easy methods. You can either choose that we will take a top-up payment prior to each of your bills coming due, or you can use our convenient Bill Smoothing method where Easy Bill Pay will calculate a reoccurring top-up amount for you. We will take all the hard work out of bill paying but you still keep all the control.
How much will it cost me?
|Item||Charge/Fee (inc. GST)||Example|
|Service Fee||$24.95 per calendar month
Not applicable to accounts in Explore Mode
|John Smith upgrades his account from Explore Mode to Standard Mode on 1/8/2020, the $24.95 per month will now be payable.|
|Credit/Debit Card surcharge|
||1% of transaction value||George’s bills required a top-up of $900 from his Mastercard funding source. This top-up incurred a credit/debit surcharge of $9.00 (ie 1% of $900)|
||1.7% of transaction value||Jane did a manual top-up of $350 from her American Express card. This incurred a surcharge of $5.95 (ie 1.7% of $350)|
|High Value Processing Fee on top-ups over $20,000 in a calendar month||0.75% of top-up value above $20,000 in a calendar month||Example 1: In April, Easy Bill Pay did a total of $40 worth of top-ups to pay for Harry’s mobile phone bill. Harry did not do any other top-up in April. Harry did not pay a High Value Processing Fee in April.
Example 2: Early in May, Easy Bill Pay did a top-up of $7,000 to pay for Harry’s upcoming insurance bills. No High Value Processing Fee was charged for this top-up. However, in mid-May, Harry decided to enrol in some university courses and paid the $15,000 course fees via Easy Bill Pay on May 27. This requires a $15,000 top-up, which, when added to the $7,000 top-up earlier in the month, exceeds the $20,000 monthly threshold by $2,000. Harry paid a High Value Processing Fee of $15 was incurred for May (ie, 0.75% of $2000)
What is the Credit Card surcharge and how does it work?
The credit card and debit card surcharge is 1% of all top-up amounts for VISA/Mastercard, and 1.7% of all top-up amounts for American Express. The surcharge does not apply to bank transfers or payments made by Easy Bill Pay for your bills.
What do I do if I want to stop using Easy Bill Pay?
You can cease using Easy Bill Pay at any time – there is no contract. Any funds in your account will be refunded back to you within three business days.